Introduction
If you’re considering health insurance in Switzerland, then Swica is definitely worth a look. In this review, we’ll take a closer look at what Swica has to offer, including their cover options, customer service and claims process. We hope this will help you make an informed decision about whether is the right insurer for you.
What does Swica offer?
Swica is a leading health insurance provider in Switzerland, offering a extensive range of cover options to suit the needs of individuals, families and businesses.
Policyholders can choose the level of cover that best suits their needs. They also offers optional extras such as dental cover and repatriation cover.
The plans that Swica offer are:
- COMPLETA TOP offers comprehensive insurance coverage during emergencies in Switzerland and abroad. Also, global health advice by phone, as well as contributions for glasses, contacts and dental treatments. This plan covers alternative medicine treatments.
- COMPLETA PRAEVENTA is an add-on to COMPLETA TOP which also covers vaccinations, exercise programs and preventive measures.
- OPTIMA, you will receive extended contributions in many health care areas as well as outpatient treatments worldwide.
- SUPPLEMENTA is an add-on for COMPLETE TOP with higher contributions for glasses, contacts, medical aids and patient transport in Switzerland and abroad.
- DENTA provides contributions for dental check-ups, dental hygiene and dental treatments.
They have a strong commitment to customer service and offers a range of online and offline services to make it easy for customers to manage their policy and make claims.
Cover Options
Swica offers a range of cover options, from basic health insurance to comprehensive plans. There is something to suit everyone’s needs and budget. They also offers a number of additional benefits, such as discounts on gym memberships and complementary therapies.
Customer Service
Swica has excellent customer service, both online and offline. Their customer service team is always on hand to answer any questions you may have, and they make it easy to manage your policy and make claims.
Claims Process
The Swica claims process is quick and easy, with most claims being processed within 48 hours.
Making a claim with is straightforward and hassle-free. Policyholders can submit their claims online via the Swica website, or they can submit their claim by post. Swica also offers a convenient app that policyholders can use to manage their policy and submit claims.
Pro and Cons Swica
One of the things we really like about Swica is that they offer a lot of flexibility when it comes to choosing your deductible and coverage limits. This means that you can tailor your policy to suit your exact needs, which is great.
Another plus point is that they offer a wide range of additional benefits, such as dental cover, optical cover, and so on. This means that you can get comprehensive cover without having to pay through the nose for it.
The only downside of Swica is that they are a bit more expensive than some of the other health insurers in Switzerland. However, we think that their comprehensive cover and flexible options make them worth the extra cost.
Swica vs Helsana
Switzerland is a country with great medical care, and health insurance is compulsory for all residents. There are many health insurance companies to choose from, but two of the most popular are Swica and Helsana.
Both Swica and Helsana offer a broad selection of health insurance plans, so you can find one that fits your budget and needs. Both companies also have excellent customer service and are always there to help when you need it. However, there are some differences between the two companies that you should be aware of before making a decision.
Swica has a larger network of doctors and hospitals that you can visit, so if you’re looking for more choice, Swica is the way to go. Helsana, on the other hand, offers lower premiums and deductibles, so if you’re looking to save money, Helsana may be the better option.
Ultimately, the decision between Swica and Helsana comes down to your personal preferences. Both companies offer great plans and customer service, so it’s really up to you to decide which one is right for you.
Also, if you would like a more extensive comparison of the best health insurance in Switzerland click here.
Swica financial status
Swica is financially strong and has a good reputation. It is rated AA- by Standard & Poor’s, which is a very good rating. They also have a good customer satisfaction rating. It ranked first among all health insurers in Switzerland in a 2021 customer satisfaction survey conducted by comparis.ch
Conclusion – is Swica right for you?
If you’re looking for a leading health insurance provider in Switzerland, with a wide range of cover options and excellent customer service, then Swica is definitely worth considering.
Their prices might be a bit higher than some of the other insurers, but we think that their comprehensive cover and flexible options make them worth the extra cost.
